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OFW News: How to Send Money to the Philippines

We, Filipinos, are fun-loving people. We are known for hospitality and very close family ties. But because of financial problems within the family due to lack of employment options and/or family circumstances like being a single parent, people are driven overseas to find greener pastures. Overseas Filipino Workers (OFWs) sacrifice being together with their family to work abroad, earn, and send a good sum of money to the Philippines to support their family’s needs.

Besides providing for their families back home, these remittances are a crucial component of the Philippines economy according to World Bank estimates. The Philippines is the world’s third-largest recipient of remittances. Remittances, which accounted for approximately 9.8% of GDP in 2015, are an important source of income for many Filipino families and thus a main driver of private consumption. Remittances came mainly from the United States, Saudi Arabia, the United Arab Emirates and Singapore.

But despite the fact that there are already a lot of ways to send money to Philippines, some OFWs are still not aware of these options and choose to send money based on the recommendation of their friends or colleagues. It is already a pain to be away from the family, so risking their hard-earned money by sending it through another remittance center, which they haven’t tried or known before, is very much less of an option.

So to help you know them, here’s a list of the top remittance centers that OFWs can use to send money to the Philippines, proven to be secure and accessible for both them and their families:

moneygram

  1. Moneygram

MoneyGram is located in more than 190 countries and can deliver both pesos and dollars through three ways. They can send the money directly to the receiver’s residence, make the money available for pick-up at their branches nationwide, or have it retrievable by the use of LBC ATM cards at over 6,800 ATMs in the country.

 

xoom

  1. Xoom Money Transfer

It is a tried and trusted option for many Filipinos and with more than 10,500 pick-up locations in the country. It definitely has a wide reach and a solid customer base and network partners like M Lhuillier and Cebuana Lhuillier, as well as bank deposits thru BDO, BPI, and Metrobank among others. Plus, Xoom offers a money-back guarantee for your peace of mind.

 

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  1. M Lhuillier

Powered by M Lhuillier Financial’s expansive network of branches in the Philippines, an equally strong partner network abroad and an extremely reliable technology-based system, Kwarta Padala is delivered whenever and wherever it is needed. Money can be then received through any of the 1,850 branches of M Lhuillier all over the Philippines.  Pick-up your money anytime at any of the 150 branches operating 24/7 in the key cities of the country, or as late as 10:00 p.m. in most other branches.

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  1. Cebuana Lhuillier

Cebuana Lhuillier’s Pera Padala service is an easy, quick, and safe way to send and receive money. With more than 1,800 branches nationwide and accredited international partners, this money transfer service is made available to clients within and outside the Philippines. All transactions are real time, which enables clients to claim the money as soon as the sender completes the sending process in the branch.

sbiremit

  1. SBI Remit

SBI Remit works with MoneyGram, who’s a global network of more than 350,000 agent locations in 200 countries and territories. The SBI Group has extensive knowledge and experience of the internet and the financial markets. This service can be accessed from both the website and mobile site. This is widely used by OFWs in Japan.

palawan-express

  1. Palawan Express

With over 1000 branches nationwide and growing numbers of remittance partners and agents, including LBC and SM Malls, Palawan Express Pera Padala is one of the country’s leading money remittance companies today. Being a local company, Palawan has partnered with international money transfer companies like Xoom and MoneyGram to serve OFWs around the world.

LBC

  1. LBC

With over 3,000 branches nationwide and partner agents nationwide, they also make money transfer easier. With partners internationally, like Xoom and Zenje, money remittance is much more possible and safe.

Sigue

  1. Sigue Money Transfer

Internationally, Sigue’s global arm is headquartered in London and is a UK payment institution duly authorized to do business in 30 European Economic Area Member States, in order to provide money remittance services pursuant to Directive 2007/64/EC (PSD). Sigue agents, offices and support centers are available all around the globe in over one hundred countries and is partnered with local money remittance centers in the Philippines like M Lhuillier and Cebuana Lhuillier.

Logo MoneyExpress

  1. Money Express

Money Express is a subsidiary of Groupe Chaka born in 2002 to meet a need for reliable electronic money transfer, fast and secure. Money Express has quickly established itself as a money transfer solution on the African space.

Doing research will help OFWs feel at peace when sending their hard-earned money. Hope this list helped! You can click on each Remittance Center in the list to know more about them. Take care!

BayanMall Online Shopping. Malayo ka man, kapiling pa rin.

 

Credits: FocusEconomics and CNBC

 

 

Best OFW Online Shopping Store in the Philippines

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Online shopping continues to grow and becoming more and more popular for everyone, even Filipinos. It has changed the way people buy different goods. It is simple, quick, and easy! You don’t even have to leave the convenience of your home and you can do it anywhere with your phone, tab, or laptop as long as you have internet access. In just a few clicks, you can shop for yourself and the people you love. And you? You simply sit back, relax, and wait for your items to arrive. But let us take you to the best online store that merges the convenience of online shopping with the Overseas Filipino Workers’ (OFWs) desire to provide for their families back home – BayanMall.

BayanMall Online Shopping is a fast-growing online shopping store in the Philippines. We aim and continually improve to provide Overseas Family Workers the most customer-oriented shopping center venue where they can purchase items of their choice for their families back home. In just a short span of three years, Golden Globe Annual Awards for Business Excellence has recognized BayanMall Online Shopping last March 2016 as the Best OFW Online Shop for its excellence in innovative business practices, quality of products and services, customers concern, reputable and ethical business image, value proposition and pricing, and truthfulness in business management. Want to know why? Here are their why’s:

“We offer great and wide selections of products – from grocery items, to cakes, flowers, gadgets, appliances, fashion, furniture, and even your favorite lechon! What’s more is that they are delivered right at your loved ones’ doorstep or made ready for pick-up all over the Philippines! You can even have them delivered as a surprise!

Also, we give it our best to provide the highest quality of these products and services. We love our customers and aim to achieve customer satisfaction in every delivery – demonstrating a sense of warmth, friendliness, individual pride and company spirit. It takes about 3-5 working days to have them delivered and that is because we assure safety, security, accuracy and on-time delivery of the purchased items. So, if you’re planning to send something to your family, it’s better to have them processed early. And believe it or not, ours is way better AND cheaper than sending a Balikbayan box!

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Our operations and customer representatives are prepared to assist you in every way possible. You can chat with them 24/7. We offer our valued customers fast, easy, and safe payment methods of Bank Transfer, Money Remmitance, or PayPal. You can choose to pay by the dollar or peso currency when you shop. The website will automatically convert the prices of the products to your choice of currency.

BayanMall Online Shopping also gives discounts and promos. “We know you want them and yes, we give them.” So, go and check out their website at BayanMall.com and experience all these and more.

BayanMall Online Shopping. Malayo ka man, kapiling pa rin.

 

Happy Father’s Day!

HFD CP

He is the pillar of the home. He is the provider and protector. He is a friend. He is your father.

Fatherhood, alongside motherhood, is one of the noblest of all callings. It is an opportunity to give more and do more for others. It is a privilege to learn more of sacrifice and love and concern for others. It’s a good thing that we have Father’s Day – a yearly reminder for appreciating these superheroes of our lives. With that said, what is your best memory of your dad?

“He brought me food at school. He never hit me at all despite my stubbornness as a child.” —Hollie V.

“He always believed in me, and he always said that to me. “Even if I’m not your biological papa, I will always be your real papa. You are a blessing to us like the rain. That’s why you’re called Rain,” he said.” —Vanessa Rain E.

“He always carried me when I was a child. He is a hardworking man. I have six siblings and he did everything to get all of us an education and provide for our necessities. He also loved to sing to me before tucking us to bed. He would compose a song right on-the-spot with my name on the lyrics.” —Mia M.

“Our education was more important to him than anything. Even when he got sick and bedridden, his dream for us didn’t fade. He cheered us on and chose to invest all of his money on us than use it to make himself well.” —Rose G.

“He was our alarm clock. Getting out of bed is probably one of the greatest challenges in life. When Mom’s voice seemed not to make a sound in our sleepy minds, Dad would sneak in and give us the most intensifying tickles of our lives. He is also our table tennis coach. Sometimes, we would use our little storybooks as a net and our dinner table for equipment. The picture of our happy faces while playing table tennis and our Mom’s frown in opposition of the use of the table is still vivid in my mind.” —John C.

“Dad is more of a friend. He listens and is open to talk about anything, and it’s really cool.” —Liz V.

How about you? What is your best memory of your dad?

For a child, Father’s Day isn’t just all about giving Dad a gift. It is about recognizing the gift of caring that fathers express when they work to provide food on the table, teach their child to tie his/her shoes, cheer at a sports game, smile proudly at a graduation, give their daughter’s hand in marriage, chuckle with a grandchild, and most importantly, act as a channel for God’s love to flow through them into the lives of their children.

For a father, Father’s Day isn’t so much about earning the praises of a job well done (even though they may be well deserved!), but about giving thanks for the opportunity to give and take care of other people. The actual expression of love is the greatest gift that a father could give to his children. A hug may seem to be just a hug, but it could mean everything to a child.

So, this Father’s Day, take time to appreciate more of what our fathers have done and been doing for us. Think of ways to make your bond with him stronger day by day. Happy Father’s Day to your Dad!

P.S. Father’s Day is on June 19 this year! Planning to send gifts to your dad here in the Philippines? Try these ideas, CLICK HERE.

 

BayanMall Online Shopping delivers door-to-door anywhere in the Philippines – Luzon, Visayas, Mindanao! Malayo ka man, kapiling pa rin.